Facing foreclosure? You still have options.
A fast cash sale can stop the foreclosure process, protect your credit, and put money back in your pocket — even if you're already in default. Let us show you how.
Time matters in foreclosure. Once a foreclosure sale date is set, your options narrow rapidly. The sooner you reach out, the more choices you have. Most sellers in pre-foreclosure can still close a cash sale before the auction date — but only if they act quickly.
Understanding Your Situation
What happens during foreclosure?
When you miss mortgage payments, your lender begins a legal process to reclaim the property. It typically unfolds in stages — each one narrowing your options.
Missed Payments (30–90 days)
After 3 missed payments, your lender issues a Notice of Default. This starts the official clock. You can still negotiate or sell.
Pre-Foreclosure (90–120 days)
Your lender files publicly. A sale date is typically set. This is the most critical window — a cash sale can still stop everything.
Foreclosure Sale
The property is auctioned. You lose the home and receive nothing. Your credit takes a severe hit that lasts 7 years.
Deficiency Judgment
If the auction doesn't cover your mortgage, the lender may sue you for the remaining balance. This is avoidable with a pre-sale.
Your Options Compared
What can you do?
Each path has trade-offs. Here's an honest breakdown:
How We Help
We move fast, so you don't lose out
We help homeowners stop foreclosure in its tracks. Here's exactly what we can do for you.
Emergency 24-Hour Offers
If you have a sale date approaching, tell us and we'll prioritize your case. We can often issue a written offer the same day you contact us.
We Handle the Lender
We coordinate directly with your mortgage servicer when necessary. We know the process and can help navigate the communication on your behalf.
Protect Your Credit
A completed cash sale before the auction means no foreclosure on your record. Your credit takes no additional hit beyond the missed payments already recorded.
Leaseback Options
Need more time in your home after closing? We offer flexible post-close rental arrangements so you don't have to rush your departure.
Equity Recovery
If there's equity in your property above what you owe, you receive the difference at closing — money that disappears entirely if foreclosure proceeds.
No Judgment, Just Help
Our only goal is to help you find the best path forward — without making a difficult situation worse.
Your Questions Answered
Foreclosure FAQs
Yes. As long as the property hasn't been sold at auction, you typically retain the right to sell. Even if you're in pre-foreclosure, a fast cash sale can stop the process — but time is critical. Contact us as soon as possible.
If you're underwater on your mortgage, a short sale may be an option — this requires lender approval and takes longer, but we can walk you through the process. In some cases, we can still make it work and help you avoid a full foreclosure on your record.
In urgent foreclosure situations, we can often close within 7–14 days. We'll work with your timeline and prioritize your case when there's a sale date approaching. The key is contacting us as early as possible.
No. We cover all standard closing costs. Your mortgage is paid off from the sale proceeds, and any remaining equity after paying off your liens comes directly to you.
Act now before your options run out
The sooner you reach out, the more we can do for you. A free consultation costs you nothing.